American Spirit Federal Credit Union

Making Your Dreams Come True!

(Individuals under 18 must apply in person or by mail)

Before You Apply

Required Information

Before applying for a loan, you will need some information about all borrowers, including:

  • Social Security Number (SSN), EIN or ITIN
  • Addresses & phone numbers
  • Employment information
  • Estimates of income

By submitting application, I/We hereby authorize American Spirit Federal Credit Union to obtain a consumer credit report through a credit reporting company chosen by American Spirit Federal Credit Union.


For membership eligibility go to If you are new to the Credit Union and eligible please click on the "Non-Member" button to get started. If you are already a member, you can start your application using your Home Banking login, if you do not have Home Banking call 302-738-4515 or click the Non Member button.

Under the USA Patriot Act, all financial institutions are required to obtain, verify and record information that identifies each person who opens an account. When you open an account with Credit Union, we will ask for your name, address, date of birth, and other identifying information.

For your protection, your application session will time out automatically if there is no activity for minutes. All information will be lost.